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How to Say No When Your Money Says Yes

10/31/2015

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Recently, I had to tell my money to be quiet and send it to time out. Yes, time out. If I can give my money an assignment surely I can send it to time out. lol. 

I ran to my favorite store Home Depot to get light bulbs.  I often joke to my friends that my wedding will be held in the  lawn and garden. It's something about that store  that it's so hard for me to just run in and out but this day I was going do it  run in and run out.   Easy said than done.
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As I begin to stroll up and down each aisle I could hear my money say, "don't you  need that, isn't that cool, and get it now while it's on sale". Each time I replied, "no I don't, be quiet, remember you're in time out."  After being in the store for  about a half an hour, I only walked out with light bulbs. Now imagine me doing the running man dance in the parking lot of Home Depot. Okay, you can stop laughing now. lol 

Even though I accomplished my light bulb run I failed to stick to my plan. It was by the grace of God I did not fail.  Down below are some tips that will help you accomplish your store trip every time so you can do the running man dance or the happy dance. Your choice.

Here are 5  tips that will help you tell your money NO when it says YES.
1. Go online and map out the store. Only go in the aisles of the things you need. I know when I logged on to Home Depot it will tell me a certain item is located in aisle 17.
2. Write a list before leaving the house.
3. Remember to take the list inside the store.
4. Only take the amount of cash inside the store you need. I said cash not debit card because it's easy to swipe more than you intended to spend.
5. Set a timer on your cell phone. Allow yourself no longer than 20 minutes in the store. The longer you stay in the store the more you are likely to spend.


Don't be afraid to tell your money no when it's telling you yes!!!! Take control of your money and don't let your money take control of you.


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Turning Your Hobbies into Cash

7/18/2015

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Who can survive on this earth without money? It’s sad to believe, but it’s the truth, no one can. If you know someone please let me know! You need money to build businesses, ministries, retirements and the list goes on. The good news I’ve found a way to increase OUR cash flow. Have you ever thought about turning your hobby into income?

I love making flyers for events. It’s relaxing and I truly enjoy it. Well, it was to the  point everyone was coming to me to create flyers.  Since, I enjoyed it so much I would say yes without thinking twice. I would skip lunch just to work on someone’s flyer. One day my co-workers said,” you should charge people”. I chuckled and thought to myself I couldn’t do that besides its fun to do. 

One evening I was sitting at the kitchen table working on my monthly budget. It was time to pay some bills and a text came across my phone. It was another request to do a flyer and can I have it completed by the next day.  I did not respond immediately I just went on paying my bills. When I completed exhausted all my funds I looked at my checkbook.  I had $50.00 remaining until my next paycheck. That night the light bulb finally came on that I read if you're good at something never do it for free. 

I decided I was going to charge people if they wanted me to create them a flyer. That night I decided I was going to turn my hobby into income. I would ask for donations to those I knew personally and a flat fee for those I did not know. When it dawn on me I can make money doing what I love and guess what you can do!!! Since, then my hobby has brought in extra income each month that has allowed me to cover some unexpected expenses and save.

Go ahead start turning your HOBBY INTO INCOME!!!!!!!


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    Del Shawn loves to write and share her knowledge of ways to make extra income and saved money.

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    The information contained in Hayes Finanical Coaching LLC is for general information or entertainment purposes only and does not constitute professional financial advice. Please contact an independent financial professional for advice regarding your specific situation.

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  • ABOUT US
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  • FINANCIAL COACHING
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